Finance Articles
Develop Your Domain Names
How a Commercial Mortgage Can Help Your Business
A commercial mortgage or commercial remortgage is a business loan which is secured against a commercial property.
Commercial mortgages are often used to buy business premises, such as offices, shops, restaurants, or pubs.
But they can also be used to buy other business assets such as plant or machinery.
As well as being a useful way of financing the purchase of business premises for a new business, commercial mortgages can also be an excellent way of funding the expansion of an existing business.
A commercial mortgage can also be used to fund investment in land or property which will be used for commercial purposes.
A commercial mortgage can be used to buy most types of commercial buildings, such as shops and offices, for both new and existing businesses.
The interest rates on commercial mortgages tend to be lower than the interest rates on unsecured business loans and the repayment terms are usually longer. This makes them useful for all sorts of business financing requirements.
What About a Remortgage?
If you already have a commercial mortgage on your company's business premises, you might find you could benefit from remortgaging.
A commercial remortgage allows you to unlock some of the equity that is currently tied up in your commercial property. It could also be a chance to switch to a more competitive, cheaper mortgage, especially if your or your company's credit rating and business history have improved since you took out your original commercial mortgage.
The money you free up through a commercial remortgage can be used for all sorts of things for your business. For example, you could purchase additional stock, or invest in new machinery or other fixed assets such as vehicles. Another use for the extra money can be to pay off outstanding bills, or clear other borrowings such as the company's overdraft.
Here are some typical uses for a commercial mortgage or remortgage:
- Borrowing money to buy a shop
- Raising finance to purchase an office building
- Buying a pub
- Financing the purchase of a restaurant
- Buying a hotel
- Buying a house to convert to a Bed & Breakfast (B&B)
- Raising finance to buy an existing business
- Clearing a business overdraft
- Improving business cashflow
- Buying new plant or machinery
- Financing the purchase of company vans and other vehicles
- Borrowing money to buy extra stock for your business
- Funding the expansion or refurbishment of your offices
- Borrowing money to pay for training
- Buying land for business purposes
Further information on commercial mortgages and business loans can be found at the Online Commercial Mortgages website.
Copyright 2004 David Miles. You are welcome to reproduce this article on your website, so long as it is published "as is" (unedited) and with the author's bio paragraph (resource box) and copyright information included. In addition, all links to external websites must be left in place.
David Miles is the editor of a number of personal finance and business websites including The Cash Clinic and Employee Contracts.
Other Article Sites
findabook.com moneycd.info a-mortgage.info
about-lemon-laws.info aboutstudentloans.info
all-about-publishing.info auctions-articles.info bestcollege-university.com bestispconnection.com
biblefolder.com blogger-website.com books-used.info brokers-guide.info buywindows.info cable-dsl.info
career-miner.com carpel-tunnel.info cashinaflash.info cashloanreviews.info casinobell.com chat-house.info
clearmycredit.info collegeloantips.info crones.info depression-articles.info
dirnic.net dishguides.info
divers-below.com expodog.info
financewizz.com fire-insurance.info getgood.info handleit.net
it-idea.info
health-supplies.info hosting-right.com insidealert.com insurance-facts.info jobs-employment.info
justgood.info lookgold.net
lowcost-travel.info money-source.info myhostzone.info numisblog.com
peoplesearchfinder.info pr-articles.info realeas.com
refinancing-guides.info spyware-remove.info
telelot.info the-law.info
toppaid.info travel-deals.info travelcorrect.com wedding-guide-site.com
your-blog.info your-credit.info
Cayman Islands Banking and Investment Fund Management
Cayman Islands financial servicesnot only include standard banking offerings, but total wealth management. The Cayman Islands have also emerged as one of the worlds leading investment fund centers, driven largely by the welcoming environment and good reputation of the Islands, and bolstered by the opening of the Cayman Islands Stock Exchange. If you want to maximize your offshore investments and achieve the best in privacy and asset protection, Cayman Islands financial services can provide you with a variety of options to suit your individual needs.
Real Estate Investment Firm RealNet USA Updates Inventory Daily
Real Estate Investments Firm, RealNet USA, helps investors take control of their Real Estate Investment by taking advantage of Investment properties that are being sold under the fair market value. RealNet's inventory updates several times a day to ensure investors get the latest information and the best deals.
Three Reasons Not To Trust Stock Market Investment Advice
If you?re playing in the stock market good for you - there is some potential for you to make some excellent profits. But before you get too wrapped up with investor advice here are three reasons not to trust stock market investment advice.
How To Compare Mortgage Quotes
So you're interested in buying a house and you're looking at home mortgages online. Whether you've decided on a fixed rate mortgage, an adjustable rate mortgage or any of the other various types of mortgages offered, there are several things to be sure to look at when comparing the offers.
Purchasing Florida Investment Property And Various Considerations
Purchasing Florida Investment PropertyConsidering researching the purchase of Florida Investment Property or properties for sale in central Florida? Do you find yourself wishing you didn't have that lawn to mow and the constant upkeep on a home? Purchasing Florida Investment Property can relieve you of all those household chores but purchasing a Florida Investment Property requires you do some homework. You need to know what you are looking for in a Florida Investment Property.
Poor Credit Mortgage Leads, To Avoid or Not To Avoid
These days with the mortgage industry being the way it is, mortgage brokers and loan officers may be finding it tougher and tougher to close deals for people with poor credit.
Cord Blood Banking
Cord blood banking is a kind of insurance for parents who want to protect their child from possible future illnesses by storing the child's cord blood in a cord blood bank. The embryonic stem cells in the cord blood have the power to differentiate.
Understand what is a reverse mortgage
The cash recieved from a Reverse Mortgage can be used for a number of things. To figure out how much income you will receive from the loan is based on 5 criteria's, as follows:
DomaniCell Cord Blood Banking Program Launched at Saint Peter's University Hospital
DomaniCell's unique cGMP and hospital-based cord blood program expands.
Network Mortgage Adds Key Staff and Issues Statement on Liquidity
Kevin Lane, Executive Vice President of Network Mortgage Services, has announced that the company has added three key members to its team.
Dyson Vacuum Cleaner, A Great Investment In Your Home
A Dyson vacuum cleaner has many great features that making cleaning floor surfaces easy. They promote the fact that the Dyson vacuum cleaners do not lose suction power and from all reports this may be true. In addition they have some unique features that save time and increase cleaning efficiency. The handle on the Dyson easily removes and becomes an extended cleaning tool that can reach up to 17 feet from the vacuum base. Best of all it features a unique handle that makes this tool easy to use. Additional tool heads attached to handle to make this a very versatile tool to reach up the stairs, ceiling corners, under furniture or appliances. Because the hose is attached to the base of the vacuum instead of the top like other manufacture mod...
Featured Investment Real Estate Expert in Charlotte, North Carolina to Speak to Roberty Kiyosaki and Russ Whitney Group
Michael Knight, President of Carolina Investment Property, LLC has been asked to speak again to the Roberty Kiyosaki and Russ Whitney Millionaire U Adult Education Class. Michael was interviewed earlier this year by Kate Snow for ABC News Nightline which was following up on the Wall Street Journal article on how Charlotte has become the best Investment Real Estate Market in the US. Michael Knight runs the Investment Real Estate focused company directing clients on investing in the Charlotte NC and surrounding region. Michael guides clients from the US and Internationally on purchasing income producing Residential and Commercial Properties.
Ethical Finance: Who Benefits From Our Spending?
On one hand consumers are being universally criticised for running up significant amounts of debt on credit cards, yet conversely many companies are capitalising on the growing credit card debt, from charities and political organisations to football clubs, the Association of Surgeons and somewhat ironically ActionAid, an international development agency whose aim is to fight poverty worldwide.Financial comparison site moneynet.
Mortgage Payment Protection Cover Can Protect Your Home
Having to find the money each month to continue meeting your mortgage repayments if you lose your income would be a great struggle While you could turn to savings to support the outgoings, these could very soon run dry
Mortgage Payment Protection Cover Could Save Your Home
Brits need to become more aware of an insurance protection that can help them keep up with monthly mortgage payments and other obligations, in the event of job loss With high foreclosures and delinquency projected by some for the 2008 housing and mortgage market, it is important that people find opportunities to protect themselves when possible
