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Veteran Finance Expert Helps Homeowners Avoid Foreclosure During Tough Times
Uniondale, NY (PRWEB) November 16, 2006 -- For most Americans, buying a home is the largest purchase they will make. These days, when interest rates and other costs are rising, many otherwise good home owners find themselves in financial trouble.
"I use a creative way for investors to come into the picture, giving a homeowner in trouble a sound and honorable way to save their home and the money they have invested in their home," says Jeff Spellman of JS Real Estate Solutions.
Homeowners participating in this program have at least 35% equity in their homes. The program charges them 12-14% depending on the deal's Loan to Value. Investors put in money and are in first position on the mortgage.
The money raised from investors is used to pay down the homeowner's first mortgage and debts. At closing, a year's interest is taken out and put in an escrowed account to go to investors.
Spellman, who spent many years in the banking industry, uses such advanced investment techniques to help homeowners in a variety of ways.
Homeowners in foreclosure can visit Spellman's site, provide basic info, then receive a free article and interview that answers the most common and important questions about foreclosure. Site visitors can also submit their mortgage information for a no-cost analysis to determine if the homeowner can save mortgage interest and own their home sooner.
"By paying your home mortgage every two weeks instead of once per month, you save a massive amount of interest, reducing the price of your home by tens of thousands of dollars," Spellman said.
On average, home owners who pay every two weeks save $60,000 and own their homes outright years sooner. Equity is built up to three times faster, which Spellman again points to as a way to get more investment value from a home.
These techniques and more are covered on Spellman's new site, the online portal for J.S. Real Estate Solutions. See the site at http://www.jsrealestatesolutions.com .
Investors can receive a free audio download of "Earning 12-14% as a Private Investor." After providing basic information, investors receive a free CD and bonus materials.
"We have additional opportunities earning 16% for accredited investors along with other pre-construction opportunities," Spellman said.
J.S. Real Estate Solutions not only works with clients in New York State to avoid foreclosure, they help homeowners by creating payment plans with creditors, setting up forbearance agreements that let you delay mortgage payments, explaining why bankruptcy is a poor option, selling property, and more.
Contact: Jeff Spellman
(516) 808-4105
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