Finance Articles

Refinance.com Cuts Mortgage Rates by 0.25% Following Federal Reserve Action

New York (PRWEB) January 23, 2008 -- Refinance.com, the nation's premier source for home mortgage refinancing, announced a 0.25 percent reduction to mortgage rates effective immediately in response to the emergency rate cut by the Federal Reserve.

"Refinance.com has immediately reduced our mortgage rates by 0.25 percent in response to the rate cut by the Federal Reserve. We now show 30 year fixed rates as low as 5.5% with zero points. Lower mortgage rates will help homeowners with adjustable rate mortgages and those who are facing rising monthly payments to refinance into a better loan. Homeowners should immediately contact lenders with expertise in mortgage refinancing and explore various alternatives such as FHA insured loans," said Nicholas Bratsafolis, chairman and CEO of Refinance.com.

Homeowners can take immediate advantage of the rate cut, reduce their monthly payments, and enter into the payment certainty of a fixed rate mortgage, possibly with an FHA loan. Refinance.com offers dozens of programs tailored to each borrower's unique situation with its broad expertise and nearly twenty years in home mortgage refinancing.

FHA provides mortgage insurance on loans made by FHA-approved lenders and Refinance.com has created an online resource for borrowers seeking to refinance their homes with an FHA refinance loan. Information, rates and mortgage calculators are available at www.refinance.com or by calling 1-800-734-REFI.

The target overnight lending rate was cut for the first time between Federal Reserve meetings since, September 2001. The cut of 75 basis points on the overnight lending rate reduces that rate to 3.50 percent. The rate cut was expected next week, however, the FOMC has tied this rate cut now to the growing financial crisis around the world.

About Refinance.com: Refinance.com is one of the nations leading mortgage companies with nearly twenty years of mortgage refinancing expertise. The company has assisted thousands of clients reach their home refinancing goals through its diverse range of mortgage and refinancing options, and specializes in FHA lending. Founded in 1989, Refinance.com is based in New York City with offices in Syosset, NY and Boca Raton, FL. More information including mortgage rates and mortgage calculators is available at www.refinance.com.

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