Finance Articles

OffsetMortgageCentre.co.uk Publish Online Comparison of Standard & Offset Mortgage

(PRWEB) August 3, 2007 -- OffsetMortgageCentre.co.uk has recently published an online guide on how standard mortgages compare with offset mortgages. Offset mortgages are also known as flexible mortgages and as the name suggests, the repayment system is slightly different. The full article along with other articles on similar topics can be viewed at http://www.offsetmortgagecentre.co.uk/offset-mortgage.html

First of all, the article talks about the repayment structure of an offset mortgage with regard to overpaying, underpaying, paying in lump sums, taking payment holidays and repaying entire mortgages early.

The article then sets about discussing the two main types of offset mortgage: the Simple Offset Mortgage and the Current Account Offset Mortgage and the features they offer that standard mortgages don't.

The article also talks about the types of mortgage holders the product is suitable for in terms of saving patterns of the borrower, the effect of capital held by the borrower and the tax implications.

A brief insight into the various offset mortgage rates is also given which explains how borrowers might save on exit fees, early repayment charges, product fees and much more.

Finally, the article gives some guidance on how to shop around for the best deals and get the impartial advice that lenders are unable to give and also showcases a few testimonials.

For more information on offset mortgages, visit http://www.offsetmortgagecentre.co.uk/offset-mortgage.html

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