Finance Articles

Free Video Shows How To Get Rid Of Your Home Mortgage In As Little As 5-11 Years And How To Be Your Own Bank, Saving Tens Of Thousands In Interest

Portland, OR (PRWeb) January 30, 2007 -- Mortgage education website PDXLoan.com reveals in a free online video how a mortgage accelerator loan works, based on mortgage cycling and using a flexible mortgage account. The mortgage cycling concept utilizing a flexible mortgage account concept (also known as mortgage accelerators) was pioneered in Australia and Ed Bisquera, a National Mortgage Planning Specialist, represents the industry's latest programs and products such as The Premier CMG Home Ownership Accelerator, The Macquarie Asset Manager and United First Financials' Money Merge Account.

In addition to the free online video, a simulator calculator is available for people to run a simulation with their own income and expenses, to see how soon they would be able to pay off their mortgage. More information and registration to view the free video can be found at www.PDXLoan.com/video/.

"This video will reveal to homeowners the closely guarded banking secret on how to 'be their own bank.' Homeowners can 'be their own bank' through combining their home mortgage and bank account into one account, a flexible mortgage account, which results in tremendous savings over the life of their mortgage," says Bisquera. "It's a simple concept based on mortgage cycling which has borrowers deposit their paycheck into the blended account that, every month, applies every unspent dime against the principal mortgage loan balance. This greatly reduces the effects of compound interest and returns the interest spread banks normally earn, back into the pockets of homeowners. It's not magic; it's just math and is the basis for all mortgage accelerator products on the market today."

As revealed recently by Don Taylor of Bankrate.com, mortgage accelerator loans works on "the premise that borrowers finance a new property or refinance existing property using a home equity line of credit or HELOC. Borrowers then begin directly depositing their entire paychecks into the HELOC. Monthly expenses, other than mortgage payments, are funded by draws against the line of credit, whether that is by using bill pay, check writing, ATM withdrawals or a credit card tied to the line of credit. Even if you don't wind up making additional principal payments in a month, you still capture interest savings because your average balance is less than it would have been with any other conventional mortgage loan."

This mortgage accelerator concept has helped over sixty percent of homeowners in Australia achieve this where it is now a widely popular mortgage concept as well as in New Zealand, Great Britain, and South Africa.

Ed Bisquera, along with The Jeff Williams Group at Mortgage Express will be sponsoring and conducting live seminars, and online webinars that further educates homeowners on the mortgage accelerator loan products and registration can be obtained by visiting www.PDXLoan.com/seminars/

About Ed Bisquera & PDXLoan.com

Ed Bisquera works for a top 10 mortgage lender (recently rated #6 in the Portland Business Journal December 2006 Book of Lists), Mortgage Express, LLC, headquartered in Portland, Oregon and his office is located at its' Vancouver Branch at 13115 NE 4th St #160, Vancouver, WA 98684. He can be reached at (360) 213-2596 or 1-800-862-0784 ext 21. His website http://PDXLoan.com features innovative and revolutionary mortgage products, such as mortgage accelerator loans, which allows homeowners to pay off their mortgage in as little as 5-8 years with no change to income or spending habits.

About The Jeff Williams Group

Jeff Williams is the founder of The Jeff Williams Group, a team of mortgage professionals committed to their clients' financial end game. Jeff specializes at both ends of the spectrum; from mortgage accelerator products for the most well qualified borrowers to credit challenged borrowers. The Jeff Williams Group utilizes a team strategy in every aspect related to the mortgage business including mortgage banking, affiliates and specialists in mortgage accelerator loans, traditional lending, sub-prime loans, processing, marketing, real estate, title and appraisal all working together to serve clients' needs. Jeff can be reached at (360) 909-4898 or via his website at www.mortgagexps.com/jeff.

About Mortgage Express, LLC

Mortgage Express, LLC was founded in 1999 by Kevin Hancock, a veteran of the mortgage industry and his company boasts over 60 experienced mortgage consultants located in 3 offices throughout the Portland metro area. Mortgage Express was founded on the notion of bringing great rates at a low cost to home buyers, believing in honesty, integrity and a no hassle application process. For more information visit http://MortgageXPS.com/ed/

###

Other Article Sites

findabook.com  moneycd.info  a-mortgage.info   about-lemon-laws.info  aboutstudentloans.info
all-about-publishing.info  auctions-articles.info  bestcollege-university.com  bestispconnection.com
biblefolder.com  blogger-website.com  books-used.info  brokers-guide.info  buywindows.info  cable-dsl.info
career-miner.com  carpel-tunnel.info  cashinaflash.info  cashloanreviews.info  casinobell.com  chat-house.info
clearmycredit.info  collegeloantips.info  crones.info  depression-articles.info   dirnic.net  dishguides.info
divers-below.com  expodog.info   financewizz.com  fire-insurance.info  getgood.info  handleit.net   it-idea.info
health-supplies.info  hosting-right.com  insidealert.com  insurance-facts.info  jobs-employment.info
justgood.info  lookgold.net   lowcost-travel.info  money-source.info  myhostzone.info  numisblog.com
peoplesearchfinder.info  pr-articles.info  realeas.com   refinancing-guides.info  spyware-remove.info
telelot.info  the-law.info   toppaid.info  travel-deals.info  travelcorrect.com  wedding-guide-site.com
your-blog.info  your-credit.info

The Risks Of Home Mortgage Refinancing
Are there risks involved in home mortgage refinancing? Yes, there are. Know a few risks to watch out for through this article.

Mortgage For Your Monetary Needs
The term mortgage refers to the availing of a certain sum of money as loan after offering some property as security. The payments are decided at the time of sanction. In the earlier days, people tried their best to avoid loans and other dependencies. The trend back then was to save up until they could cover up the expenses of a house on their own and lead a comfortable life. Today the scenario has turned upside down. Many people, mostly young employees with substantial income are impatient and resort to mortgage finances.

Lessons From US Subprime Mortgage Crisis - The Impact Of The US Subprime Mortgage Crisis On Banks
There are people who are sitting around deciding who is responsible for the subprime mortgage crisis, but are also many who are struggling to find out the effects of the subprime mortgage on the banks Many consumers are surprised of the impact and consequences of this process

Outskirts Press Announces Ned Kissinger's Battlefield of Retirement, the latest highly-anticipated Personal Finance - Retirement Planning book from B
Outskirts Press, Inc. has published Ned Kissinger's Battlefield of Retirement: Stories and Strategies from the Front Lines by Ned Kissinger, CFP, ChFEBC, which is the author's most recent book to date. The 5.5 x 8.5 Paperback in the Personal Finance - Retirement Planning category is available worldwide on book retailer websites such as Amazon and Barnes & Noble for a suggested retail price of $11.95. Ned Kissinger's Battlefield of Retirement is also available in its 5.5 x 8.5 Casebound edition for $17.95. The webpage at www.outskirtspress.com/battlefieldofretirement was launched simultaneously with the book's publication.

Knowing Where Your Mortgage Leads Come From
Loan officers and mortgage brokers that are on the market for mortgage leads should make it a point to find out exactly where the mortgage lead company acquires their mortgage leads. It can make all the difference when it comes to the return on your investment.

Rothschild Investment Corporation Offers Employers Free 401k and Retirement Plan Analysis
The Pension Protection Act of 2006 brought with it significant changes to the way organizations are to run their 401k and retirement plans. To help employers ensure that their retirement plans reflect the sweeping new mandates, Rothschild Investment Corporation (www.rothschildinv.com) is pleased to announce a new program to offer complimentary 401k and retirement plan evaluations.

Horizon Digital Finance Launches Motorcycle Finance Platform with myMotorcycleloan.com
After successfully transforming and improving the way people shop for auto loans online, Horizon Digital Finance turned to motorcycle financing to offer multiple real time loan offers online with myMotorcycleloan.com, a direct-to-customer, Internet-based motorcycle financing marketplace.

Bargaining For The Best Reverse Mortgage Rates
Reverse mortgage rates are not different form traditional mortgage rates, and when you are applying for a reverse mortgage you should make every effort to find the lowest reverse mortgage rates you possibly can. While comparison shopping takes time, you can help your own cause by taking advantage of the reverse mortgage calculators available on one of the many reversed mortgage Internet websites.

Option ARM – The World's Most Dangerous Mortgage
Home prices have reached record levels, and in many parts of the country, homes have become nearly unaffordable. Real estate has replaced the tech stocks of the late 1990's as the hot investment, and everyone has sold their stocks and jumped into investment property.

How Can You Assume A Mortgage?
Finding a house with an assumable mortgage these days could prove to be a real find - but it is not very common. Typically only the FHA and the VA uses assumable mortgages, which basically means that another person can simply take over the house and payments. Here is some information that you need to know if you are thinking about taking over an assumable mortgage.

Creating A Personal Finance Spreadsheet
One of the biggest challenges we face as adults is balancing a budget. Creating a personal finance spreadsheet can be one of

The 3 Types Of Mortgage Loans
Currently on the market, there are many varieties of mortgage loans available. Sometimes it can be difficult to tell which mortgage loan is suitable and applicable to you.

The Benefits of a Fixed Rate Mortgage
A vital question that faces most homeowners at some stage is whether or not to opt for a fixed rate or variable mortgage. The age-old weighing up of security over potential savings is one that has plagued buyers for decades, and one to which there is no definitive right or wrong answer. Both variable and fixed rate mortgages have advantages and disadvantages, but with the right financial advice it should be easy to understand which type of mortgage relates to your situation and can provide you with the best chance of financial freedom in years to come.

From Zero to Hero: The FD Centre Outlines How Part Time Finance Directors Can Provide Business Control -- At Both Ends of the Business Spectrum
After the first flush of start-up, many business owners find themselves faced with common problems caused by business control according to the FD Centre. Those problems tend to polarise into coping with potential failure or run-away success -- the 'zero or hero' scenario.